The thought of organising insurance cover sends many into a panic or causes a collective rolling of the eyes. Yet doing your homework and selecting the right policy could mean the difference between continuing to trade and failing clients. Robbie Spear, Director at Gleaming Insurance, explains why researching your options is crucial. He also highlights why it makes sound business sense. A claim under your home or car insurance policy can be inconvenient. In some cases, it may even be emotionally traumatic. However, it is unlikely to have a lasting impact. It is even less likely to affect your livelihood or business reputation. What do you need to consider? When reviewing the insurance cover for your cleaning business, there are key factors to consider. Ideally, start this process 30 days before renewal. First, assess the risks involved in your business. What tasks do you or your employees perform that could pose potential hazards? For example, if you’re a window cleaner, what’s the maximum height you will work at? If you clean domestic properties, what happens if a product damages furniture or a carpet? Also, consider your legal obligations to the public and employees while working. Ensuring compliance is essential for […]